Bybit Trading Fees 2026: Spot, Futures and What You Get Back

What Bybit actually charges

Bybit charges 0.10% per side on spot, and 0.02% maker and 0.055% taker on USDT perpetuals at the regular tier.

Resting orders pay the maker rate, orders that fill against the book pay taker. Two things stand out in Bybit's schedule: the 0.02% maker rate matches the best stock rate on the market, while the 0.055% taker rate is the highest among the 3 biggest venues. Both figures sit in the official Bybit fee announcement, and the complete ladder, VIP levels included, is on our Bybit fees page.

Perpetual positions also exchange funding every 8 hours. Funding flows between longs and shorts, Bybit only passes it through, and no discount or rebate program applies to it. Trading fees are the part of your cost stack you can actually move.

What a year of Bybit trading costs

A single 50,000 USDT position on Bybit costs 55 USDT in taker fees: 27.50 to open, 27.50 to close. That is the honest unit to think in, because nobody trades "monthly volume", they trade positions.

Now scale it to your own rhythm. At 5 round trips a week, that position size burns about 275 USDT a week, roughly 14,300 USDT a year, paid silently out of your PnL. Trade smaller? A 10,000 USDT position still bleeds 11 USDT per round trip, near 2,900 a year at the same pace. Trade more often, and the line item grows past what many strategies earn. The same flow filled as maker would cost about a third.

With 30% cashback, the 14,300 becomes 4,290 USDT back per year, without changing a single trade. The cashback calculator runs this for your own position size and frequency and prints the 30% line underneath.

The 3 levers that cut your Bybit bill

Three levers move what you pay on Bybit: cashback on every trade, maker orders, and VIP tiers.

Start with the lever that needs no volume: Trade Reclaim returns 30% of every Bybit fee from the first trade. It works at VIP 0 and keeps working at VIP 5. Current rates and the setup steps are on the Bybit cashback page.

Then come the structural levers. Resting orders as maker cut the futures rate from 0.055% to 0.02%, a 64% drop for strategies that can wait in the book. The VIP ladder lowers both sides once volume or balance qualifies. All 3 combine without canceling each other.

How the 30% cashback works

Trade Reclaim pays back 30% of every fee Bybit charges you, in USDT, with payouts available anytime from 20 USDT.

Bybit budgets affiliate commission for every referred account. Sign up through the affiliate link and that commission exists either way; Trade Reclaim hands most of it back to you instead of keeping it. Your fee schedule, VIP progress and account stay untouched. The link between the 2 accounts is your UID: enter it once, the affiliate dashboard matches your trades, done. At no point does anyone hold API keys or any form of access to your Bybit account. The how it works page walks through each step.

At 33,000 USDT of yearly taker fees, the 30% is 9,900 USDT back. The percentage keeps applying after every VIP upgrade.

Bybit deposit and withdrawal fees

Deposits on Bybit are free, and withdrawals cost a fixed per-coin network fee. When you fund the account on-chain, Bybit itself charges nothing, you only cover the blockchain cost. On the way out, the fee depends on the coin and the network you pick, and that choice matters more than most traders think.

The classic example is USDT: withdrawing over TRC20 costs about 1 USDT, while the same withdrawal over ERC20 can cost a two-digit dollar amount when Ethereum is busy. Same coin, same destination, wildly different bill. If your exchange or wallet on the other side supports the cheaper network, there is rarely a reason to pay the ERC20 premium.

Internal transfers between your own Bybit accounts and subaccounts are free and instant, and canceling an order never costs anything, a fee only exists once a trade actually executes.

Funding, convert and options fees

Three costs sit outside the maker/taker schedule: funding, the Convert spread, and options fees. Funding is the periodic payment between long and short positions on perpetuals, exchanged every 8 hours. It is not revenue Bybit keeps, but for a position held over weeks it can outweigh the trading fees on the same trade.

Bybit Convert shows no fee line, which does not make it free: the cost is built into the quoted rate as a spread. For anything beyond small amounts, placing a spot limit order is usually cheaper than the convenience of Convert. Options run on their own schedule, around 0.02-0.03% per side and settled in USDC, small per contract but worth knowing before you sell your first covered call.

None of these three appear in the fee table most people screenshot, which is exactly why an active month on Bybit can cost more than the 0.055% headline suggests.

Bybit fees vs Binance and OKX

At the base tier the three venues are close on paper: the differences show up in futures taker rates and in what you get back. Bybit charges the highest futures taker rate of the three, which is precisely why cashback moves the needle most here.

The full head-to-head with VIP ladders and real yearly numbers is in our Bybit vs Binance comparison. The short version: no venue in this trio wins on fees alone at the standard tier, the effective rate after cashback decides it.

What changes for EU traders under MiCA

EU accounts are moving to bybit.eu through 2026. The fee schedule stays identical.

Bybit is migrating EEA clients to its MiCA licensed entity, bybit.eu, with a hard cutover during 2026. Rates, pairs and the VIP ladder carry over, so nothing in this article's math changes for EU traders. If you are choosing between the 2 biggest venues anyway, the Bybit vs Binance fee comparison puts both schedules side by side.

When cashback is not worth it

Below roughly 100,000 USDT of monthly volume, 30% back on Bybit is real money but not life-changing money: about 200 USDT a year. Under 20,000 USDT a month it drops below 100 USDT a year, and nobody should restructure their trading for that.

The specific catch on Bybit is timing: an account created before you had a referral cannot be relinked, so the cashback genuinely requires a new account, which is a decision worth making deliberately rather than on impulse. The bybit.eu migration changes nothing here, EU accounts keep their referral status through the move. The limit that applies no matter which venue you pick: cashback lowers your cost per trade, it does not create an edge. It will not turn a losing strategy profitable, it only makes a working one cheaper to run.

Are Bybit fees competitive in 2026?

Mostly yes. Bybit's maker rate matches the best in class, the taker rate is mid pack, and 30% back moves both below most competitors.

With cashback, the effective regular rates land at 0.0385% taker and 0.014% maker on futures. Where that places Bybit among the 10 platforms we track is in the exchange fee comparison, and the full mechanics of fee cashback are in the cashback guide.